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Terms of Use

BE AWARE: BY USING THIS WEBSITE IT MEANS THAT YOU ACCEPT THESE TERMS AND CONDITIONS. CEASE USING THIS WEBSITE IF YOU DO NOT AGREE WITH THE TERMS OF USE AGREEMENT ("AGREEMENT") OF THIS WEBSITE. This agreement is between Maibrol Insurance Brokers Ltd. ( "the Company") and you ( "You").

The Company has the right, but not the duty to monitor the usage of this site. The Company can at its discretion, change modify, add or remove parts of this agreement, in whole or in part at any time.

Copyright

The Company authorizes You to view and download the materials at this Website only for Your personal, non-commercial use, provided that You retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Website in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. For purposes of this Agreement, any use of these materials on any other Website or networked computer environment for any purpose is prohibited. The materials at this Website are copyrighted and any unauthorized use of any materials at this Website may violate copyright, trademark, and other laws. If You breach any component of this Agreement, Your authorization to use this Website automatically terminates and You must immediately destroy any downloaded or printed materials.

Privacy

Use of the Website is subject to the terms of the Privacy Policy incorporated herein by reference. The Company reserves the right, in its sole discretion, to change the Privacy Policy, in whole or in part, at any time. Amendments to the Privacy Policy will take effect immediately upon being posted to the Website, and Your continued use of the Website constitutes Your acceptance thereof. Material changes to the Privacy Policy since the Effective Date of the Privacy Policy are listed in the Privacy Policy.

User Input

Except as otherwise provided under our Privacy Policy concerning personally identifiable information, if You forward or transmit to the Company through the Website, by electronic mail or otherwise, any suggestions or material, including any questions or answers, ideas, comments, suggestions, or the like, such information will be treated as non-confidential and non-proprietary. Furthermore, the Company is free to use any ideas or concepts contained in any communication You send to the Company for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information.

Live Chat

The Company has a right but not the duty to monitor the live chat system. The Company may cease the operation of the live chat at any time. The Company will however, have no liability related to the the nature and content of the communications with respect to copyright, privacy, libel, obscenity, abusive communication, pornography, or other unlawful types of communication.

Outbound Links

On the links page of this Website, the Company provides links to third party websites. This is done only for the reason of convenience. By clicking on one of those links You will be effectively leaving the Company Website. The Company has no control and accepts no responsibility for the content on these outbound linked sites. Therefore the Company does not endorse them in any way nor make any representations about any of the claims made on those websites. By visiting those outbound linked sites You accept that You do so at Your own risk.

Disclaimer

THE MATERIALS PROVIDED AT THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. The Company further does not warrant the accuracy and completeness of the materials at this Website. The Company may make changes to the materials at this Website, or to the products and prices described in them, at any time without notice. The materials at this Website may be out of date, and the Company makes no commitment to update the materials on this Website. Information published on this Website may refer to products, programs or services that are not available in Your country. Consult the Company's contacts for information regarding the products, programs and services that may be available to You. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to You.

Limitation of Liability

IN NO EVENT WILL THE COMPANY, ITS SUPPLIERS, OR OTHER THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS WEBSITE, ANY SITES LINKED TO THIS WEBSITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE MATERIALS OR INFORMATION FROM THIS WEBSITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend and hold harmless the Company, its affiliates, officers, directors, employees, consultants and agents from any and all third party claims, liability, damages, and/or costs (including, but not limited to, attorneys’ fees) arising from Your violation of the terms of this Agreement.

Governing Law

This Agreement shall be governed by and construed in accordance with the laws of Trinidad and Tobago, without regard to conflicts of law provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to this Agreement shall be in the courts of law of Trinidad and Tobago.